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Seasonal Dwelling Package

Our seasonal dwelling package is for those who own a home that is used as a seasonal residence. 

The policy offers coverages for:

  • Dwelling
  • Outbuilding
  • Contents
  • Additional living expenses
  • Personal liability
  • Voluntary medical payments
  • Voluntary property damage payments
  • Earthquake (optional)

Discounts that may be available are:

  • Mature/Seniors discount
  • Claims free discount
  • New home discount
  • Mortgage free discount
  • Monitored alarm discount
  • Increased deductible

As well, SeaFirst offers a Seasonal Cottage Package that is designed for the "little cabin in the woods", and the policy offers fire and extended coverage on a replacement cost basis for the dwelling and contents.

Optional coverages that may be available:

  • Outbuildings
  • Personal Liability
  • Vandalism
  • Burglary
  • Earthquake
  • Broad form water escape
  • Glass coverage