faq
When there is an owner of a vehicle, how often can someone else drive that vehicle?
As long as the owner gives their permission, anyone with a valid drivers license and drive that vehicle as much as the owner allows.
What is Artisan use for a vehicle?
Artisan use is using the vehicle for a trade carriage of tools, or delivery of goods, etc.
Why is my house assessment lower than my insurance?
Your B.C. assessment does not take the replacement cost into effect.
Which anti theft device qualifies me for a discount?
Any impassive immobilizer which activates as soon as you take the key out of the ignition.
What is Roadstar Gold?
Roadstar Gold is when you have been claims free for at least 12 years. This entitles you to extra savings on your insurance.
Why am I unable to sign my fathers Autoplan 12 policy?
When you have Autoplan 12 you are starting a loan. Therefore, only the registered owner of the vehicle can sign the policy
What is a "Bylaws Endorsement"?
Following an insured loss to your dwelling the by-law endorsement provides coverage for increased costs of construction necessitated by the enforcement of a building by-law
What is the "Misinterpretation of Date Exclusion" statement?
This statement means if you have any appliances or electronics that stop working because of the Y2K problem, the company will not cover the loss.
Why should I let my Seafirst broker know if I'm going on vacation or a business trip, and leaving the province?
If you are leaving the province at any time you may need extra medical coverage. Also, a Seafirst agent can give you tips on how to keep your premises safe while you are away.
Why do I have to return my plates when I cancel my insurance?
Plates are more or less "loaned" to you by ICBC. When you have canceled your insurance, you no longer have the use of the plates and ICBC will recycle them.
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