home base business insurance

Here are some things to consider if you work as a consultant, distribute or sell products from home or act as a realtor. It is very likely that your existing homeowner policy does not provide you with adequate protection.

The Personal Liability coverage in the average homeowner policy generally does not extend to income earning activities…that’s simply not enough coverage for most home-based business operators.

The loss of use of the family computer for your business may be limited to recovery costs only if the computer is damaged or stolen.

Your current policy may not include appropriate coverage for business related items if they are being used off site.