residential insurance

Puzzled about your home protection?

Are your personal effects covered at home and away from home? Will you receive additional living expenses if you are forced to seek temporary quarters as a result of your home being badly damaged? Are you covered if your neighbor injures herself in your home or on your property?

Whether you own or rent, let us explain in simple terms how our Homeowner's Insurance Policy is designed to give you maximum coverage at the lowest possible cost. One policy, one premium, and one company makes good business sense.

How much do you own?

To claim for loss to your personal property under your policy, it is necessary to provide the adjuster with a list of property damaged, stolen, or destroyed. In an emergency, it might be difficult to remember everything. Completing an inventory takes time, but could save you hundreds of dollars should a claim occur.

Once you complete this inventory, you might discover that your personal property is valued at much more that you thought. We recommend the full protection for your property. Your Seafirst broker will be pleased to review your coverage with you. Keep a completed inventory in a safe place away from your home, such as a safety deposit box, and update it annually.

Your Personal and Family Property Protector

Your Personal and Family Property Protector (PFPP) plan provides insurance to cover a variety of needs for the:     

• homeowner
• condominium unit owner
• tenant