Our Strata Options
Do you know what your strata’s insurance policy does and doesn’t cover? If you answered ‘no’, then it’s time to let the trusted brokers at SeaFirst help you understand your insurance coverage. Whether your complex consists of commercial, residential, or a mixture of both, we can create a package to meet your needs. Examples of coverage commonly included are:
- Building coverage
- Common property
- Boiler & machinery breakdown
- Volunteer accident coverage
- General liability
- Directors & officers liability
Obtaining an insurance proposal is quick and simple. Just call our office today and one of our commercial brokers will be happy to assist you. Or, click below to request a quote online.
What is Strata Insurance?
There are a wide range of exposures that strata corporations face, with numerous options to protect against them. SeaFirst has experienced insurance advisors that understand these exposures, and can provide the solutions to address them. As ‘approved’ brokers to a number of property management companies, we are also members of the Vancouver Island Strata Owners Association and are often consulted by professionals seeking strata-related insurance advice. Our advisors use a ‘hands-on’ approach with our clients by regularly attending strata meetings and explaining how the various coverage under strata and individual condo policies complement one another.
Another way that SeaFirst continues this ‘hands-on’ approach is through our dedicated claims staff. Our claims team helps ensure that our client’s claims are moving along in a timely fashion and that their needs are being met. When a claim occurs in multi-unit structures such as strata properties, it often involves multiple insurance companies with adjusters representing the various unit owners. These complicated losses can be stressful so to help manage this for our clients, SeaFirst uses highly trained ‘independent’ adjusters. These adjusters investigate the loss and negotiate the settlement of the loss on behalf of our clients.
Get your strata insurance quote today! Contact one of our offices today to learn how SeaFirst’s experienced strata insurance advisors can help you.
Choosing Strata Insurance
Is your Strata Council on the lookout for coverage? Strata Guard is an insurance policy designed for Residential, Commercial and mixed-use Strata Corporations across British Columbia.
Protect your complex against physical damage to buildings, common property, fixtures and equipment. Strata Guard’s policies also include General Liability as well as optional insurance for Directors and Officers Liability, Boiler & Machinery Breakdown, Volunteer Accident Coverage, Pollution Liability, Legal Expense, Cyber Privacy Liability and much more.
Worried about water damage? As the most common form of loss for stratas in BC, it’s important to choose an insurance company that has a dedicated Claim Department to help you manage a claim should a loss occur.
Get the coverages your Strata needs with the support to back it up. Contact SeaFirst Insurance today!