Our rented dwelling package is designed for those who own a home that they rent out to non-related individuals.
This policy offers coverage for:
- Replacement Cost on Dwelling
- Vandalism and Malicious Acts by Tenants/Guests
- Glass Breakage
- Premises Liability
Optional Coverages are available such as Rental Income Coverage, Landlord Contents, Earthquake, and Bylaws Coverage.
Our seasonal dwelling package is for those who own a home that is used as a seasonal residence, and occupied at least once per year. The dwelling should be less than 25 years old or fully updated with an approved heating system.
The policy offers coverage for:
- Additional living expenses
- Personal liability
- Earthquake (optional)
As well, SeaFirst offers a Seasonal Cottage Package that is designed for the "little cabin in the woods". The policy offers fire and extended coverage on a replacement cost basis for the dwelling and contents.