As the snow melts and flowers bloom, Spring is the perfect time to do more than clean out closets and dust off shelves — it’s also a great moment to revisit your insurance policies. Just like your home, your insurance needs a seasonal refresh to make sure everything is still working for you.
Here’s a quick Spring checklist to help you tidy up your coverage:
Auto Insurance: Tune Up Your Policy Like Your Car
Warmer weather brings more road trips, bike riders, and pedestrians — which means more risk. Use this time to:
- Review your coverage limits: Do they still meet your needs?
- Check for discounts: Low mileage, bundling, good driving — you might qualify!
- Update vehicle info: If you’ve bought or sold a car, or added a teen driver, update your policy ASAP.
- Ensure roadside assistance is included: Especially if you plan summer travel.
Other Seasonal Coverage to Consider:
- Recreational Vehicles: Boats, motorcycles, ATVs — make sure they’re insured before that first ride.
- Garden & Landscaping: Some home policies cover landscaping, sheds, or garden tools — check your limits.
Home Insurance: Spring into Safety
Spring can bring heavy rain, flooding, and even windstorms, depending on where you live. Take a moment to:
- Check your dwelling coverage: Is it enough to rebuild at today’s costs?
- Update your home inventory: Did you renovate, or add new furniture, tech, or appliances?
- Review liability protection: Especially important if you’re hosting guests or installing trampolines or pools.
- Consider water damage coverage: Not all policies include flooding or sewer backup.
Pro Tips for a Clean Policy:
- Schedule a call with your broker or insurer to go over everything. https://www.seafirstinsurance.com/contact-us/
- Set a calendar reminder for your next review — doing this annually in Spring makes it a habit.
- Store digital and paper copies of all documents somewhere safe and accessible.
Spring is a time for renewal — not just in your home, but in your coverage too. With a little insurance “spring cleaning,” you can relax knowing you’re protected for whatever the season brings.
Happy Spring! And as always, if you have questions, your insurance advisor is just a call away.
Contact Us
Phone: 1-877-655-1141
Fax: (250) 652-4427
Email: info@seafirstinsurance.com
