At SeaFirst, we value clarity, trust, and empowerment. Today, we’re exposing the top ten myths about the insurance sector:
Myth: “Insurance is too expensive”
Truth: With a range of policies and customization, there’s coverage for every budget.
Myth: “You never use your insurance anyways”
Truth: Even if you are not claiming on your policy, an active policy provides you peace of mind.
Myth: “Standard policies cover everything”
Truth: Policies vary. Understanding what’s covered and what’s not ensures you’re never caught off guard.
Myth: “Filing a claim is complicated and seldom successful”
Truth: Our team is here to guide you through a straightforward claims process, aiming for a fair and prompt resolution.
Myth: “Insurance is a scam”
Truth: Insurance is a contract of utmost good faith. Both the insured and insurer have an obligation to act honestly without misleading the other.
Myth: “Home insurance is optional if you’re a renter”
Truth: Renters’ insurance protects your personal property and offers liability coverage – a must-have for peace of mind.
Myth: “Small businesses don’t need insurance”
Truth: Every business, no matter the size, benefits from protection against unforeseen events.
Myth: “Personal items in your car are covered by auto insurance”
Truth: Personal property requires separate coverage.
Myth: “Flood damage is covered by standard home insurance”
Truth: Specialized flood insurance is needed to safeguard against water damage. Don’t let this one slip through the cracks!
Myth: “You can only adjust your policy at renewal”
Truth: Life changes and so can your policy. Reach out anytime to ensure your coverage meets your current needs.