Specialized Packages

To add to our wide range of insurance options, SeaFirst has specialty packages available for some of our main industry clients, including pharmacies, Strata companies and independent tourism operators. Take a look at our Guard Package options below to learn more.
Apoth-A-Guard Package:

Pharmacy store owners face a variety of daily exposures to their business. Our retail pharmacy package is specifically designed to address these exposures with high quality coverages provided through top-rated insurance carriers. This comprehensive product is designed with your needs in mind to cover your property, crime, business interruption, general liability, professional liability, and more.

Most insurance carriers in BC are unable to provide medical malpractice (professional liability) to the legal entities that own these stores. In addition to providing general liability, we include the malpractice coverage extension at no additional cost.

Pharmacists are still required to carry their own individual professional liability policies as per the licence requirements set by the CPBC.

Get the ‘protection’ you need today by calling Dan Olive at 1-877-655-1141, where we have been prescribing insurance since 1974.

Strata Guard Package:

Is your Strata Council on the lookout for coverage? Strata Guard is an insurance policy designed for Residential, Commercial and mixed-use Strata Corporations across British Columbia.

Protect your complex against physical damage to buildings, common property, fixtures and equipment. Strata Guard’s policies also include General Liability as well as optional insurance for Directors and Officers Liability, Boiler & Machinery Breakdown, Volunteer Accident Coverage, Pollution Liability, Legal Expense, Cyber Privacy Liability and much more.

Worried about water damage? As the most common form of loss for stratas in BC, it’s important to choose an insurance company that has a dedicated Claim Department to help you manage a claim should a loss occur.

Get the coverages your Strata needs with the support to back it up. Contact SeaFirst Insurance today!

Adventure Guard Package:

Adventure Guard is an insurance package specifically designed for small adventure tourism operators such a kayak rentals/tours, stand up paddle boarding, white water rafting, hiking, bike tours (city), zip lines, fishing tours (on shore), fly fishing, nature photography & wildlife viewing.

The package includes coverages such as:

  • General Liability limit of $5,000,000
  • Professional Liability limit of $1,000,000
  • Provision of a waiver specific to your industry in your company name
  • Provision of a protocol on how to administer the waiver in accordance with legal precedence
  • Legal Advice – we provide a 1-800 number to contact a lawyer that can provide immediate advice in the event of an incident
  • Control Adjuster – you will be provided the contact name and information for a local insurance adjuster

The best part is that we’ve managed to keep the premiums competitive! To find out how to protect your Adventure Tourism business, contact Garrett Hartley at 1-877-655-1141, or email using the link below.